PGU Insurance Permanent Life Insurance
Life insurance is something that you don’t want to think about until it’s too late. You need a quality life insurance company that’s going to think about your permanent life insurance policy when you don’t want to. PGU Insurance isn’t just a life insurance agency; it’s the safety that will arrive should your family suffer a catastrophe.
Permanent life insurance, also known as whole life or universal life insurance, is the simplest form of insurance. It features lifelong protection with guaranteed premiums, death benefits and cash value. Permanent life insurance protects you for your entire life, unless you cancel the policy. As long as you keep your payments current, PGU Insurance will be there to take care of you.
Features of Permanent Life Insurance
PGU Insurance offers incredible features with each of its permanent life insurance policies, including:
•Premiums are generally level and payable for life – Premiums are kept level, and the younger you are when you purchase your permanent life insurance policy, the less expensive the annual premiums will be.
•Dividends –Permanent life insurance policies can earn dividends. These dividends result when your actual life insurance costs turn out to be less than estimated. When this happens, PGU Insurance may return a portion of your life insurance premium to you as a dividend. While dividends are not guaranteed they are possible.
•Guaranteed Cash Values – Unlike term life insurance, which doesn’t accumulate much value, some of the money you pay into your permanent life insurance policy accumulates as guaranteed cash value. If you choose to surrender your policy, these guaranteed cash values would be available to you.
•Premiums are generally level and payable for life – Premiums are kept level, and the younger you are when you purchase your permanent life insurance policy, the less expensive the annual premiums will be.
•Dividends –Permanent life insurance policies can earn dividends. These dividends result when your actual life insurance costs turn out to be less than estimated. When this happens, PGU Insurance may return a portion of your life insurance premium to you as a dividend. While dividends are not guaranteed they are possible.
•Guaranteed Cash Values – Unlike term life insurance, which doesn’t accumulate much value, some of the money you pay into your permanent life insurance policy accumulates as guaranteed cash value. If you choose to surrender your policy, these guaranteed cash values would be available to you.
Contact PGU Insurance today to discuss whether our permanent life insurance policies are right for you. We offer whole life insurance, universal life insurance and much more.