Whether you own a home, a business or both, flood insurance is an important part of your coverage. Far from being limited to coastal areas, flooding can happen anywhere and often without warning. If it has never happened to you, consider yourself fortunate, because it could happen and the damage it causes may be more than you think. Fortunately, there are coverage options that can help you out if the water rises, and PGU is here to offer them to you.

Private coverage
No one wants to see their home filled with water, but those that it happens to are glad when they have the appropriate coverage. Whether you need repairs to your home or simply to replace some of its contents, PGU can offer coverage to help you get what you need.

The most common type of private flood insurance is for the building itself. Floodwaters can cause weakened timbers, rotting drywall, washed out foundations, dangerous mold, and countless other problems. These types of damage can be expensive to repair, but if youve got the right coverage, its not impossible.

The contents of your home are important too, and if water gets in, you may need new carpets, furniture, appliances or any number of other things. With flood coverage on the contents of your home, you can rest easy knowing your living space is protected.

Commercial coverage
Your business is important, and no one wants to protect it more than you. That’s why you need to make sure you’re covered when it comes to flooding. Imagine coming to work to find the place flooded. How much furniture, equipment or merchandise could you lose? What about the building itself? If you don’t want to find yourself caught off guard in this position, contact PGU Insurance today to find out what kind of coverage we can offer for your business.

Floods can come when you least expect them, and PGU can help protect you against the consequences. Contact us today. Whatever amount of coverage you think you need, we can provide.