property-flood


PGU Property
If you’re a property owner, odds are you want to keep your property safe. The fact remains that some things are out of your control. Flooding, for example, can damage your property regardless of how many precautions you take. Flooding can cause a lot of damage to your property, and it’s more common than you probably think. If you’re counting on Federal assistance to help you out of a jam, it’s time to make a better plan. With PGU flood coverage, you can rest easy knowing that flood damage can be repaired.
Floods can cause a lot of damage to your property
When a flood happens, there’s very little that can stop it. If your property is in the path of the water, significant damage can be done. Flooding can peel paint and damage drywall, wood and many of the other materials your home or building is made of. That much water can even damage a structure in ways you can’t see right away. Dark, damp places are exactly where mold thrives, and nobody wants that. Flood damage can even weaken the structural integrity of a building, through rot or sometimes the sheer force of the rushing water.
If you find yourself in any of these situations, having flood coverage from PGU can help. We can assist you in repairing your property or, depending on the extent of the damage and your coverage, even help you replace what’s lost.
Floods are more common than you probably think
You may think your property is in an area that is safe from flooding, but the truth is that a flood can happen anywhere.  Whether you’re near an ocean, a river, or in the middle of the desert, all it takes is one broken dam or one good rainstorm to leave you hip deep in water.  Many of the buildings that suffer flood damage every year are not in areas that are considered high risk for floods.  If you own a home or a building, you need to make sure you’re protected in case something happens you weren’t expecting.
Federal disaster assistance may not be for everyone.
Some people think the government will help them if they suffer flood damage, and that may be true.  However, in case of a disaster, many people do not qualify for federal assistance.   Not to mention that the flood that damages your property may not be caused by something the government considers a disaster.  Regardless of how your property is damaged, you’ll need money to repair it.  If you don’t qualify for federal aid and you don’t have flood coverage, then that will mean taking out a loan, which you’ll then have to repay.  Let’s face it: you’ve got enough trouble now that your property’s damaged without worrying about paying back another loan.  If you have flood coverage on your PGU policy, you can feel confident that the unexpected won’t leave you all wet.
With the significant damage that floods can cause, along with their unpredictable nature, it makes little sense for you not to be covered. Contact PGU Insurance today to determine what is the best policy for you.