business-commercial


PGU – Business Commercial
If you own a business, there are a thousand different reasons you might find yourself in need of solid insurance coverage. At PGU, we can offer medical, liability, property, and many kinds of more specialized coverage to help your business survive a crisis.
General Liability Coverage
If bodily injury or property damage occurs on your property or as the result of your employees actions, PGU can offer coverage to help take care of your business. The financial burden of being held liable for an accident can seriously damage your business profitability. Making sure you have the appropriate coverage in advance can save it.
Business Income Insurance
Even if you have insurance that reimburses property and goods losses, if theres a major incident at your place of business, you may need additional coverage to offset your loss of income. For example, if a fire or flood damages your goods or place of business to the extent that you cannot operate for a period of time, business income insurance would kick in and help you recover the money you would have made if business had continued running normally.
Specialized Insurance Policies
Many types of businesses have coverage requirements that are unique or specialized to their industry.  If you have special requirements such as jewelers block insurance, inland marine insurance, travel accident coverage, bond insurance, or some other form of specialized coverage, there is a good chance that PGU can provide it.
These are just a few of the different policy options available from PGU to help protect your business in time of crisis. For more information on how you can defend your livelihood, contact a PGU representative today.