PGU – Renters Insurance
Not everyone owns a home, but everyone needs someplace to live. If you’re a renter, you have your possessions at stake just as much as your landlord has his or her property at stake. That’s why PGU offers renter’s insurance to cover you in case of catastrophe.
You’re Covered in Case of Landlord Negligence
You may be able to prove that negligence on the part of your landlord is responsible for your loss due to fire, flood, vandalism, severe weather or accident, but that wont always bring back what you lost. If you find yourself the victim of a deadbeat landlord, or just an incident that nobody else can be expected to pay for, you’ll want to make sure you’re covered. Losing your possessions can be a big financial setback, and you don’t want to have to replace them out of your own pocket. Make sure you have coverage from PGU to protect you.
Liability Coverage
It may not be anyone’s fault, but accidents happen. You may be accused of negligence yourself. If someone is injured while visiting your apartment or some similar accident occurs, it may be you that is sued instead of the property owner. Legal fees can be expensive even if you win the case, and especially if you don’t. If you have renter’s liability coverage, you can breathe a little easier knowing that we’ll be there to help in a crisis.
It may not be anyone’s fault, but accidents happen. You may be accused of negligence yourself. If someone is injured while visiting your apartment or some similar accident occurs, it may be you that is sued instead of the property owner. Legal fees can be expensive even if you win the case, and especially if you don’t. If you have renter’s liability coverage, you can breathe a little easier knowing that we’ll be there to help in a crisis.
Medical Coverage for Guests
Even if you’re not sued, you could be held liable for medical expenses incurred by people injured at your home, just as if you were the property owner yourself. If someone is hurt, you needn’t be left holding the bag all by yourself. With PGU guest medical coverage, you can be safe from the financial burdens of such an event, up to the limit set in your policy. Whatever amount of coverage you think you need, we can provide it.
Living Expenses During Renovation
Suppose your apartment is damaged by fire from a neighboring dwelling or some other major catastrophe. Even if you’re not financially responsible, you could still be out the money it costs to live somewhere else while repairs are underway. If you have PGU renter’s insurance, your policy may cover this eventuality and be able to reimburse your losses. If you’re not sure, contact us today and find out what we can do for you.
Suppose your apartment is damaged by fire from a neighboring dwelling or some other major catastrophe. Even if you’re not financially responsible, you could still be out the money it costs to live somewhere else while repairs are underway. If you have PGU renter’s insurance, your policy may cover this eventuality and be able to reimburse your losses. If you’re not sure, contact us today and find out what we can do for you.
Being a renter can be almost as dangerous as being a property owner when it comes to financial loss. With PGU renter’s insurance, you can be covered if things go wrong. Be smart and make sure you take care of business ahead of time, or you might be left out in the cold.