PGU Marine Liability Coverage
Let’s face it: we all have bad days and we all make mistakes. If you spend your time out on the water, those mistakes can cause damage. With PGU Insurance, you can make sure you’re under our protection on your bad days. Whether you’re out there in your personal pleasure craft, working as a professional mariner, or running a shipyard, we’ve got a policy that can help you. Take a look at the types of plans we can provide to keep you covered while you’re out on the water.
Liability coverage your private boat owners
If you love spending your weekends out on the lake or the ocean, we don’t have to tell you how fantastic it is to own your own boat. Sometimes, however, collisions or other accidents can make you glad you’ve got liability coverage from PGU. The two most obvious concerns when an accident happens are medical expenses and physical damage expenses. Nobody wants to be at fault for injuring another person, but sometimes accidents happen. Depending on the plan you select, we can offer varying amounts of coverage to protect you financially. Our policies can also cover the cost of repairing or replacing any other craft or equipment your boat may damage. Simply contact PGU and we can discuss how much coverage you need, and what policy is right for you.
Liability coverage for professional mariners
If you work on the water – fishing, shipping, or any other waterborne career – you want to make sure you’re protected as well. Long hours and hard days can take their toll, and sometimes you need a fast answer to the question “Who’s going to pay for this?” If the accident happens on or because of a craft covered by a PGU liability policy, you’ll know that answer. We can provide medical coverage in case any of your crew is injured on the job or, if the accident involves another craft or person, we can make sure they’re covered as well. It all depends on what kind of policy you select with PGU.
If you work on the water – fishing, shipping, or any other waterborne career – you want to make sure you’re protected as well. Long hours and hard days can take their toll, and sometimes you need a fast answer to the question “Who’s going to pay for this?” If the accident happens on or because of a craft covered by a PGU liability policy, you’ll know that answer. We can provide medical coverage in case any of your crew is injured on the job or, if the accident involves another craft or person, we can make sure they’re covered as well. It all depends on what kind of policy you select with PGU.
Physical damage to craft or equipment might seem less important than bodily injury, but when the cost for that equipment starts piling up, there can be big problems. You can choose coverage which helps you cover the cost up to whatever amount you decide in advance. We’re here to offer you the coverage that can let you maintain peace of mind while doing your job.
Liability coverage for shipyards
If you run a shipyard, you never know when something might happen that you can be held accountable for. With so many boats and people in and out, quite a bit can go wrong. If you find yourself liable for personal injury or damage to vehicles or equipment, you’ll want to have coverage from PGU. Whether the expenses are medical or otherwise, make sure you’ve got a policy that can help you in any event.
If you run a shipyard, you never know when something might happen that you can be held accountable for. With so many boats and people in and out, quite a bit can go wrong. If you find yourself liable for personal injury or damage to vehicles or equipment, you’ll want to have coverage from PGU. Whether the expenses are medical or otherwise, make sure you’ve got a policy that can help you in any event.
Liability can be a tricky thing to determine and whether you’re a private boat owner, a professional, or you run a shipyard, you probably don’t want to think that you could be at fault for any accidents that might happen. The truth, however, is that you can’t see the future. Getting PGU liability coverage is the next best thing – it won’t help you see the future, but at least you can make sure you’re prepared for it.