PGU – Commercial General Liability Insurance
Owning a business can be stressful at times, and no more so than when someone is holding you liable for an accident that may cost you money. Whether the incident takes place on your property or elsewhere, if youre involved you may be held accountable for losses.
Bodily Injury Coverage
No matter how careful you are, there’s always a possibility that someone could be injured on your property or as the result of your company’s actions. If this happens, you’ll want to make sure you have the necessary coverage to take care of the problem. No one wants to be responsible for harm coming to someone else, but the simple truth is that you or your company may be sued if harm does come to another person. Contact PGU to discuss coverage limits and options.
Property Coverage
Damage to someone elses property may not be as serious as bodily injury, but it can be just as expensive if you get stuck with the bill. This type of coverage will protect you for damage occurring on your property or as the result of your employees action or inaction. The extent to which your coverage can protect you should be tailored to meet your individual needs, but you should always err on the side of caution when protecting yourself against financial losses.
Completed Product Coverage
If your company sells products, you may one day find yourself in the position of your product having caused harm to a person or their property. Whether or not they can prove it in court doesnt change the fact that litigation is expensive. With PGU Completed Product Coverage, youll be able to rest easy knowing that if you are sued as the result of an incident with your product, youll be covered.
In todays world, almost every business is high-risk to one degree or another. In order to make sure youre protected, PGU Insurance is the way to go.