PGU – Dwelling Fire
If you have a home or part of a home – that you rent out, dwelling fire insurance may be a better option for you than standard homeowner’s insurance fire coverage. There are many different ways to insure your property and it’s important to explore which one is right for you. Dwelling fire insurance is different than homeowner’s insurance, and in many cases it can do a better job of protecting you in case of loss.
Explore Your Options
There are many different methods of insuring your home and protecting your property. If you rent out rooms or structures, you may not be directly responsible for an accident that damages what’s yours, but you’ll want to be covered regardless. No matter how careful you are, you can’t control the actions of another person; a single cigarette, clothing iron, oven or overtaxed power outlet can lead to catastrophe. Make sure you’re protected no matter what. If you’re not sure – ask us.
There are many different methods of insuring your home and protecting your property. If you rent out rooms or structures, you may not be directly responsible for an accident that damages what’s yours, but you’ll want to be covered regardless. No matter how careful you are, you can’t control the actions of another person; a single cigarette, clothing iron, oven or overtaxed power outlet can lead to catastrophe. Make sure you’re protected no matter what. If you’re not sure – ask us.
Dwelling Fire Insurance is Different Than Homeowners Insurance
Homeowners insurance often doesn’t cover a home or structure the policy holder is not currently living in. If you are renting out part of your property as a dwelling to someone else, it’s important to look at how you’re covered and for what. Dwelling fire insurance can cover your home and any attached dwelling areas you do not live in, such as a garage or guest room. This way, you can be covered for damage that might not be covered by homeowner’s insurance.
Dwelling Fire Insurance Can Protect You
Fires can cause multiple forms of damage including structural damage, damage to the contents of your home, and smoke damage. Make sure you’re protected no matter what the cause is. Accident, negligence, or even arson, are all possibilities you need to look into when you’re selecting your policy options. At PGU, we can help you determine what it is you will need to keep your dwellings safe.
Fires can cause multiple forms of damage including structural damage, damage to the contents of your home, and smoke damage. Make sure you’re protected no matter what the cause is. Accident, negligence, or even arson, are all possibilities you need to look into when you’re selecting your policy options. At PGU, we can help you determine what it is you will need to keep your dwellings safe.
No matter what your situation, make sure your home is covered. Contact a PGU agent today to explore the differences between the different kinds of coverage you can get for your home. Theres a reason there are so many options, and thats because your situation is different than anyone elses. Unique situations call for unique precautions. Here at PGU, we can help you take those precautions so that youre protected if the worst happens.