contents


PGU Contents Coverage
When a flood happens, it’s not just buildings that can be damaged. The contents of a building can sometimes cost more to replace than the building does to repair. Floods can happen when you least expect, and whether the covered property is a home or place of business, you can bet something will get damaged. If you have items in your building that you don’t want to have to replace in case of flood, it is best to make sure you have PGU coverage for all the contents of your property.
Floods can happen when you least expect
The most important thing when a disaster strikes is not to be caught off guard.  If your property is covered, you’ll be on guard all of the time.  Think about it: if people could tell in advance when a flood was coming, they’d move their property and there’d be no need for flood insurance to cover anything beyond the building itself. That is not the case, of course, but many people lose out when they realize their policy only covers their home or office building, and not the contents of the building. Don’t let this happen to you – make sure you’re covered today.
We Cover Personal Property
If the building in question is your home, then the contents of the building are yours.  The last thing you want to see happen when your home is flooded is to lose all of your personal possessions.   Just think of the cost of replacing all your electronics, damaged furniture, or ruined carpets, not to mention those family heirlooms which have value far beyond money.  Photo albums or old jewelry could become lost or damaged.  If this happens to you, you can take comfort in knowing that PGU is there for you.  If you’ve got coverage for the contents of your home, we can reimburse for the value of everything that was lost.  It may not replace Grandma’s necklace, but at least you could buy a new one.
We Cover Company Property
If your business gets flooded, you could lose a lot of capitol in the process. You’ve worked hard to get your office set up properly, and it surely cost some money too. Imagine all that furniture being damaged, cubicle walls needing to be replaced, or carpets developing mold. You could lose computers, data backups, even merchandise. If this happens, you’ll want to know that you’ve got the coverage to take care of it. Contact PGU today to find out what kinds of coverage we can offer you.
It’s true that floods strike some areas more frequently than others, but no place is completely safe. Whether you need coverage for your home or your business, PGU can help you protect the things that matter.