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Going out on the water is a great way to relax with friends, family, or even by yourself. If you own a boat or jet ski that you take out on weekends or your days off, you know how much fun it can be. Getting in an accident, however, is no fun at all. If you’re not careful, you could end up with a pile of expenses you’d rather not have. If you’re a PGU policy holder, we can make sure you’re covered when the time comes. We offer coverage that can help with your medical bills, damage to your boat or other property, or anyone else’s bills that you might be liable for as the result of an accident.

Boats are heavy and often fast. As a result, they can be great fun, but they can also cause harm if someone makes a mistake. Being injured is not something anyone wants, but if you’re hurt while on your boat, we have coverage that can help take care of your bills. Coverage also extends to your passengers, both family and friends. You can get a policy that protects everyone who goes out on the water with you, even if they’re injured while water skiing or swimming near the boat. The amount of coverage depends upon the plan you choose.

Other than being injured, the worst part of an accident is the damage it does to your boat or other equipment. Accidents don’t have to be collisions either. Sometimes a craft can be damaged by fire, weather, vandalism, or explosion. With PGU Insurance, you can add coverage to your policy that protects you in case of any or all of these occurrences.

Coverage is available for your boat, jet ski, motor, trailer, or other equipment. How much coverage you have is determined by how much you want. Choose what’s right for you.

There’s more to an accident than your own bills. If you’re at fault, you can find yourself stuck with other people’s bills as well. If you make sure you’re covered in advance, your insurance policy can help you with those expenses. The most common forms of liability coverage protect you in case you damage another boat or injure someone -this can be another boater, a swimmer or water skier.  If you cause damage to a person or to property, we can cover it.  Even if your boat causes damage to the dock, there’s a plan for that.  Let us know how much coverage you want, and we’ll tell you how much coverage you’ve got.

Whether you need help with medical expenses, property expenses, or liability coverage, you’ll be glad you have it the day you need it. Until then, knowing you’re covered by PGU Insurance will allow you to relax and enjoy your time on the water.